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1. Introduction and Acceptance: This section outlines the purpose of the Terms of Service and explains how users accept these terms, typically through account creation or continued use of the site.

2. Definitions: Defines key terms used in the agreement, ensuring clarity and preventing misunderstandings.

3. Description of Services: Describes the services offered by BetterWallet, including any limitations, technical requirements, and service availability.

4. User Responsibilities: Lists the user’s obligations, such as providing accurate information and adhering to laws when using the service.

5. Account Management: Explains account creation, maintenance, security measures, and procedures for account termination.

6. Payment Terms: Provides information about pricing, billing cycles, refund policies, and subscription details (if applicable).

7. Privacy and Data Protection: Details how user data is collected, used, stored, and shared, complementing the Privacy Policy.

8. Intellectual Property Rights: Clarifies the ownership of content on the site and any licenses granted to users.

9. Disclaimers and Limitations of Liability: States the extent of BetterWallet’s liability regarding the use of its services.

10. Dispute Resolution: Outlines procedures for resolving conflicts, such as arbitration or mediation.

11. Amendments: Explains how and when the Terms of Service may be updated and how users will be notified of such changes.

12. Contact Information: Provides details on how users can contact BetterWallet with any questions or concerns about the Terms of Service.